Warren Buffett informing the American people

Warren Buffett has made a $1 million dollar bet, claiming he can make better investment returns than a group of hedge fund managers by simply investing S&P 500 passive index fund. Buffett has promised the money will be given to charity, with him expected to be declared the winner sometime this year.


Timothy Armour, chairman and chief executive officer of Capital Group is a supporter of some ideas that Warren Buffett has introduced. Both men support cheap and simple investments that are bought and held for a long time period. Warren Buffett is a strong advocate of what is called “bottom-up investing” which deals with closely analyzing companies and creating a durable portfolio. Warren Buffett encourages Americans to keep saving as they get closer to retiring and also to begin investing and to stay investing and more information click here.


In a letter to shareholders, Warren Buffett tossed aside the “active versus passive” investment debate, arguing that it does not help investors. Tim Armour supports Buffett’s method of finding the strong investor. He separates the strong from the weak by analyzing low expenses and high manager ownership. Buffett and Armour both agree that it is important find an investor who invests a lot of their own finances and learn more about Timothy.


Tim Armour is the chief executive officer of Capital Group, which manages American Funds. He has accrued more than 35 years of investment experience with Capital Group. He started his career with Capital Group as part of the Associates Program. He was also an equity investment analyst with Capital Group were was responsible for covering global communications and American companies.


Timothy Armour now lives in Los Angeles, California. Armour received a bachelor’s degree from Middlebury College. Armour has been interviewed by several business magazines including Financial Times and Bloomberg. Armour has also given investing advice to the public during segments on MSNBC and CNBC and Timothy on Facebook.


More visit: https://medium.com/@timarmour

Wengie, the YouTube sensation, most known for her beauty hacks and tutorials now has a Vlog channel!

In one of her first vlogs, Wengie address why she quit vlogging in the first place and why she came back. The video starts with Wengie talking about people she meets on the street and why they like her vlogs better than their regular videos. She believes it’s a more intimate way to get to know the people behind the YouTube channel. It’s a way to see who they are as a person and get a more intimate glimpse into the life behind the camera lens.


She admits that she stopped vlogging before because it took away from her day to day life. She also found she was losing her creative touch with her videos because she was rushing and was losing her quality. She began living her life for the camera. Where and when to shoot and which things she needed to capture. She lost time to do things she actually enjoyed doing because she was putting up this facade of a life that her viewers thought she lived.

This is a really big problem with social media today. People are too focused on the life their followers think they’re living, so they start pretending for the camera, whether it’s with Vlogging or Instagram or Twitter. She has respect for those people who are able to film, edit and post daily vlogs, but confesses that she simply just can’t do them anymore.


She hopes that weekly videos are enough for her followers in that they will still get a glimpse into her life without her losing her own life by simply pleasing followers.

Learn more about Wengie:



Ricardo TostoOn Overhauling the Brazilian Law System

Brazil, as a nation, has made tremendous progress towards reforming its ailing legal systems. Over the years, the government working in close partnership with the private sector has built world-class law schools all over the nation. Those developments were prompted by the overwhelming consensus that those legal institutions were grossly inefficient. People used to take months, even longer, to have their days in court and this caused a whirlpool of complications for the masses and for the authorities as well.

Law Facts in Brazil

Brazil still lagged behind the rest of the world when it came to dispensing swift judgments despite having the highest number of law schools. As of 2014, the NPR website quoted another leading attorney from the South American nation remarking that the country had around 1,240 certified law colleges. These institutions had churned out a total 800,000 lawyers. Additionally, there are an estimated 16K judges operating in the countless law courts dotting the country.

Tech-Solutions to the Rescue

Ricardo Tosto de Oliveira Carvalho is one of the regions hotshot attorneys and according to his expert opinion, the existing professionals in this particular industry are overworked. The attorney, in a bid to reverse the scales favorably for everyone involved, made it his personal agenda to overhaul the defunct system. Mr Ricardo started pushing the authorities to introduce new innovative tech-based solutions to deal with the backlog of unresolved cases. His immense contribution has led to digital payment systems being set up to hasten the bail processing by the citizens among other positive developments. Click here to know more.

About RicardoTosto

Ricardo Tosto is an exceptional individual who has risen to the very top of the Brazilian legal circles, almost single-handedly. Unlike his peers who he graduated from the Mackenzie Presbyterian University with, he didn’t have a godfather to usher him to a top-rated private law firm in the city. No, Ricardo had to start out small in a cube of an office in the city. His outstanding services to his clients was what turned him into one of the most sought-out-after litigation experts. Pictures.

Ricardo holds a separate degree in BA from the prestigious Armando AlvaresPenteado Foundation. In the past 30 years, the entrepreneur has represented companies and individuals facing all manner of legal conundrums. Ricardo is renowned for his incredibly hands-on approach to mentoring and training his recruits. No wonder, his law firm, Leite, Tosto& Advocates Association continues to report massive profits even when many other outlets hang on to dear life in the industry.


ClassDojo has raised $21 million in a Series B round of funding

ClassDojo has raised $21 million in a Series B round of funding that was led by General Catalyst. The Company got new investors that include GSV, Reach Capital, and SignalFire.

ClassDojo is an education start-up that is based in San Francisco and has been in existence since 2011. The objective of the company is to develop an application that connects students, teachers, and parent all year round. Through the platform, parents and teachers can communicate consistently and share information about the student’s activities as well as social and behavioral development at school. It breaks the traditional norm whereby parents only got to know about their children activities during the parent-teacher meetings that are held mostly once per semester.

The funding ClassDojo received was closed late in 2015. According to the co-founders, Sam Chaudhary and Liam Don, the capital that was raised from the Series B round of funding will be used to research and try and figure out the type and kind of content that and app features that will add value to parents who use the app. While doing this, they are not only focused on its use at school but also at home. They intend to make it useful to parents so that they can get a guide that will help them support and enhance the learning and development that their kids are doing at school.

The ClassDojo app allows teachers to schedule activities and make it known to parents that are using the application. They can take photos and videos and post them on the platform of all student activities throughout the day.

When the start-up was starting in 2011, they looked at what other similar startups were doing. Some of the things that they noticed is that most edtech startups were creating content that they were selling to students, teachers, and parents. ClassDojo decided to do it differently by developing a platform that was free and easy to use so that they could create a culture and community between students, parents, and teachers.

Since they started, the platform has grown and is now used by more than 8500 teachers in various schools across the United States. Most teachers that are using the app are those teaching kindergarten through to 8th grade. Focus is on distributing the app to more teachers, not only in the United States but also in other countries.

José Borghi Provides Great Leadership for Mullen Lowe Brasil

Jose Borghi is considered as one of the most prominent business entities in Brazil. Jose Borghi is considered as one of the most prominent marketing and publicity guru in the country. His profession has more than three decades of professional experience. According to him, business or company needs advertisement just like any other company works to develop fast income in the industry. If you are willing to achieve more, be sure to develop activated business solutions through your connections in the industry. Jose Borghi has always improved business deals through access to the anticipated business capabilities. If you are willing to achieve the best business position, be sure to develop working solutions that assist one another in the industry.

One fo the most important parts of running a business is an advertisement. Each product or service provided by the company needs to be known by the people. For this reason, the advertisement is the key to productivity and sustainability. Whenever companies start failing, the first thing they look at is of their image and advertisement plan. In this case, they will develop the most sophisticated business plan where they incorporate all businesses in the region. Jose Borghi has always developed fast income through gaining access to the world of advertisement and planning and Borghi’s lacrosse camp.

Jose Borghi knew he wanted to become an advertisement agent when he was still in high school. For this reason, he worked hard to develop his accessibility solutions to those who needed fast income in a manner that is not paralleled in the industry. As a matter of fact, no one in this industry needs to know the details of access in a way that has no legal practitioner in the industry. Jose Borghi has always worked hard to achieve more passionate business deals through working solutions that develop fast income in a manner that is not paralleled in this industry and what Borghi knows.

Omar Yunes Emerges as the Best Franchisee in the World

Omar Yunes, Sushi Itto franchisee, scooped the Best Franchisee of the World (BFW). He was named as the winner in an event held on December 5, 2015 in Florence, Italy. His contributions towards the brand played a huge role in the win. Mr. Yunes first became a franchisee of Sushi Itto, a Japanese food chain, when he was only 21 years old and by 2015 he held 13 franchise units. The units are based in Puebla, Veracruz and Mexico City. This makes up for about 10% of the total units that this brand owns.




Omar Yunes expressed his delight at winning the award stating that he was very proud of it. He added that he was just acting as a representative as the prize rightfully belonged to the more than 400 employees spread across his 13 franchise units. He also dedicated the prize to the brand that had given him the freedom to innovate.


2015 Edition of BFW


BFW’s edition of 2015 was attended by a number of representatives from about 34 countries. These included Hungary, Portugal, France, Brazil, Italy, Mexico and Argentina. The franchisee underwent an evaluation during the event where its outcome on the network was considered. Among the things considered was its contributions in implemented savings, knowledge, employees motivation and how much improvements and invoices were projected for the model.


According to BFW Mexico organizer, Diego Elizarrarras, Omar Yunes also emerged at position one in the nationwide qualifier. He emerged as the winner due to his immense contribution to bringing about a vital change factor within the franchising-franchisee relationship. He also developed better information management systems and implemented control boards to have a clearer measurement of all units. Benjamin Cancelmo, the CEO at Sushi Itto, stated that the awards were a true manifestation of their joint efforts to offering customers with remarkable flavor, excellent service and exceptional hospitality.


About Omar Yunes


Omar Yunes is the son of politician Miguel Angel Yunes. Omar, who is the youngest child of Miguel Yunes, is a successful businessman in both the real estate and restaurant industries. He started off his entrepreneurial journey in 2011 when he invested 34 million pesos in acquiring properties and a number of developments in Polanco, Mexico City.

Make Money With Traveling Vineyard

The Traveling Vineyard is for people who like to drink wine. In the result of this they decide to turn it into a home based Business for wine tasting events for wine lovers. In 2001, Traveling Vineyard was formed. The mindset for this company is to lighten up the taste of wine by making it less stuffy. This vision of relaxation had sky rocked and today in over 40 states this company has way over 1,000 wine Guides. The Traveling Vineyard wines come in 3 different categories and they are red, white and sweet and fizzy alone with 21 different varieties to choose from. Other accessories are sold with this business as well. People can purchase chillers, decanters, and bottle openers. The cost for a bottle of wine is priced from $14-$25 each. Since these wines have such an incredible high rating with the satisfaction of the quest these wines has a 98% rating.

The Traveling Vineyard business has a very unique model concept. A person can become a wine guide and purchase a success kit for $99 alone with their first two tasting sets for $75. When you reach the selling amount of $750 within your first 60 days you will earn an electric wine opener. You’ll also get a $50 rebate if you make a selling of $1,400 within your first 60 days. As a starter the Success Kit comes with some cool things which are the wine glasses, decanters, carrying bags, two openers, brochures, marketing materials, educational cards, the first two wine kits so that hosting of two wine party events and order forms. In order to educate people on the different varietals of wines, sommology cards come with the kit to teach people about wine pairings and aspects of wine. This makes it super easy and great for customers to view at wine tasting parties.

The Traveling Vineyard business has some nice benefits. For the first 3 months as a wine guide you get your own Personal Estate Website for free. Afterwards it’s only $15.95 a month. The features that the website offer is additional training, videos, and a way to track orders with your own personal accounting software to see how much profit you’re making. You can make money with the Travel Vineyard in 4 ways. You can earn money through home tasting events, by building a team, home takings events and through online sales. The reason one would benefit from participating in the Traveling Vineyard is because of the compensation base structure. Payments are made 3 times a month via direct deposit with 15% – 35% in commission based on monthly sales volume and a 20% discount off of wine which the sales are combined in your monthly personal volume. A total of $417 is sold on average per tasting party. Another best part of being a wine guide with Traveling Vineyard there are no monthly sales quotas to meet. What I can tell from their social media people love it as Traveling Vineyard is the perfect way to meet new friends, have fun,gain fulfillment and flexibility alone with financial rewards.

Follow Traveling Vineyard on LinkedIn.

Bruce Bent II and the Money Market Funds

A money market fund is a flexible correlative fund that invests in impermanent debt securities like commercial paper and the US Treasury bills. They strive to constrain exposure to depletion as a result of debts. Money market funds are widely known for being secure as bank deposits yet with a higher productivity provision. They are regulated in the United States under the Investment Company Act of 1940 and are important producers of liquidity to financial go-betweens.

In 1971 the world’s first money market fund was created and known as the Reserve Fund.  While large-scale money was bought and sold before this invention, Bent II’s father and his partner, Henry came up with a formal way and developed other methods.

This invention was a way to give investors fast liquidity and safety for their money more than anything else. Contrary to other financial instruments, money market funds hustle to regulate a constant value 1 dollar per share. Funds can pay the surplus to investors. The securities in which money market may buy stock include the commercial paper, repurchase agreements, and temporal bonds among others. There are less risks involved with this, which is appealing to investors.

Background Information about Bruce Bent II
Bruce Bent II was born in New York. He went to Northeastern University where he recieved his Bachelor’s degree in Philosophy. His father was well known in the financial world and it seems he has taken up the family business himself. After completing his studies, Bent II began his career in the financial industry. He helped many businesses such as banks and retail marketers with innovated solutions. Currently he is the Vice Chairman of the Board and President of Double Rock Corporation where he continues to use his financial expertise to help other companies.

For more information follow Bruce Bent II on Twitter.

Cancer Treatment Centers of America.

Cancer Treatment Center: A Place of Hope:

Cancer is the one disease that mostly everyone fears and for very good reason. Cancer can be a difficult disease to treat but you can not give up hope. Sometimes Cancer can be successfully treated and the person can go on to live a productive and full life.

Cancer Treatment Centers of America is a place that can treat a variety of Cancers. Cancer Treatment Centers of America can provide excellent care for anyone battling the disease of Cancer.

The treatment center has a staff of fine physicians and nurses dedicated to helping those who are trying to beat Cancer. Cancer Treatment Centers many times treat Cancer patients with Chemo-Therapy and radiation or both.

Staff Provides Emotional support to Cancer Patients:

According to this article, caring physicians and nurses can also provide emotional support and care which can make a huge difference in the life of a Cancer patient. The treatment center is capable of treating a variety of Cancers with the latest and most advanced treatment options. In addition, all patients will undergo continuous blood testing and monitoring to track any noticeable changes within the body during their treatment.

Cancer Treatment Centers of America will do whatever possible to make the lives of Cancer patients more tolerable and pain free. A diagnosis of Cancer can change ones life forever. However, it is good to know that there is a place a Cancer patient can go that offers hope and can give the patient the strength to carry on.

Recovery from Cancer Has many Variables:

Remember Cancer is not an automatic death sentence. In some cases, patients can make a complete recovery even when the odds were originally against them. Sometimes patients experience a miraculous recovery.

Recovering from Cancer can many times depend upon the type of Cancer, the treatment plan, the Physician and the attitude of the Cancer patient. Recovery from Cancer can result from a combination of many factors.

For more information follow CTCA on Twitter.

A Typical Day in the Life Of Lori Senecal

According to Salary, when Lori Senecal is asked about her typical day, her answer is waking up to some physical activity and then going to meetings. Among the people she meets with are her clients. With her clients, she talks about the business and the promotion that they are running. This brings forth the campaign that people want to use for their business promotions. One good thing about Lori Senecal is that she encourages people to be specific about their advertisements. When people advertise a specific product, they are calling for people who want this specific product so that they will make the most sales.

In an article on The Drum, as one would guess, Lori Senecal’s day is very productive. This is one of the reasons that she is one of the most successful business owners in her industry. She is someone who thinks globally. This is why the businesses she takes over grows very rapidly and becomes a global enterprise. While many other business owners of advertising agencies have no ambition to take it global, Lori Senecal sees the advantage of businesses going global. Therefore, she does everything she can to take the business worldwide. She knows the pace to take when it comes to growing the business.

One thing that people will be able to admire Lori Senecal for is her sense of self knowledge. She is someone who understands what she can do. She is also able to grow by taking on situations that make her uneasy. Given that she is someone who is shy and introverted, she has had to learn to function in society by talking to people. This has started out as being uncomfortable for her. However, all it took was for her to become familiar with the activities and she has finally learned to take on different challenges that bring out her assertive side. She recently spoke at the 3% conference.

Check out: http://lorisenecalglobalceo.com/