Borrowers are finding it difficult to secure loans as banks and other financial institutions are getting stricter with their lending criteria. This is why stocks are being considered as an attractive alternative for getting loans.
Equities First Holdings, LLC is a global lender. They are the leader in providing alternative financing solutions. They see a surge in margin loans as well as stock-based loans. This is because the economic climate has forced banks and such other financial institutions to tighten their lending criteria. There are some borrowers who need capital quickly. There are others who may not be able to qualify for getting the conventional loans that are credit-based. For such borrowers, equities lending is becoming the new, popular alternative.
Still, there are a few other options still available for these borrowers. There are many banks which have cut down on their lending options. They have tightened their loan eligibility qualifications. In addition, they have increased their interest rates too. Read News Here .
This is why loans with stocks as collateral are becoming the alternative for individuals who need working capital. These stock-based loans tend to have a much higher ratio of loan-to-value as compared to margin loans. Besides, they offer a fixed interest rate too. This means that there will be certainty for the entire life of this transaction.
The fact is that during any loan term, there will be market fluctuation. But these stock-based loans are providing a hedge as the investment risk of the borrower is lowered in downside market. In addition, these loans tend to include a non-recourse feature. This means that a borrower can walk away from this loan at any point. It does not matter if the value of the stock depreciates at any given time. It is the borrower who keeps the proceeds of the initial loan. No wonder this is such an attractive option!
https://www.crunchbase.com/organization/equities-first-usa for more .
Troy McQuagge, the Chief Executive Officer of USHEALTH Group, became the new recipient of the Gold in the 2016’s One Planet Award. The program is meant to recognize excellence in business and leadership across the industries globally. The program is usually open for submission from all organizations, no matter their size or nature of business around the world and original source.
He joined USHEALTH Group in 2010 and embarked on a journey of turning its subsidiary USHEALTH Advisors around. It was his impressive handling of the subsidiary and turning its fortunes around that got him elected as the new President and Chief Executive Officer of USHEALTH Group in 2014. Since taking this position, he has contributed to the outstanding growth of the company and set it among the best in a highly competitive health coverage market.
He showed his gratitude for this peer recognition and dedicated the award to the entire USHEALTH Group team. He mentioned their selfless commitments and customer focus as the primary factor for the growth of the business. McQuagge also promised a more innovative cover for their clients in the future and vowed that the company would remain true to their cause of work. More information can be found here http://www.prweb.com/releases/2017/01/prweb13954535.htm
Troy McQuagge attended the University of Central Florida where he graduated with a Bachelor of Arts in Legal Studies.
In 1996, he joined Health Market Inc. where he worked as the President of the Agency’s Marketing Group. He served in this position for eleven years before making a move to USHEALTH Advisors in 2010. It’s through his impressive handling of the subsidiary that he was later elected as the President and Chief Executive Officer of USHEALTH Group.
His dynamic leadership skills have helped to build the company into one of the biggest and most trusted individual health insurance in the U.S. A lot can be said about his accomplishments, but one thing is clear, Troy McQuagge deserved the Gold Award.
More visit: https://twitter.com/troymcquagge
Rona Borre is one of the most visible women in the Chicago business world. As founder and CEO of Instant Technology, Borre is a great role model for women who want to make their mark in business.
Instant Technology is one of the premier technology and finance staffing agencies in the Greater Chicago area. This firm has long-standing relationships with McDonalds, Hyatt and Federal Reserve Bank of Chicago, among other prominent companies. Check this on cnbc.com.
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